Car Insurance Based on 2019 Ford Fiesta Average
Ford Fiesta Insurance Rates
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| Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ... Full Bio → | Written by |
UPDATED: Apr 30, 2020
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You may be asking: what are the FordFiesta insurance rates? And are Ford Fiestas cheap to insure? Ford Fiesta insurance costs don't need to ruin drivers' budgets. This article will give you all you need to know before you buy FordFiesta auto insurance.
The Ford Fiesta averageinsurance cost is $1,212, or $101 a month. Read on to learn how to find cheap car insurance for your Ford Fiesta.
Enter your ZIP code into our FREE rate comparison tool above to get started on finding affordable Ford Fiesta carinsurance rates from multiple insurance carriers.
Estimated insurance rates for a Ford Fiesta are $1,206 a year for full coverage. Comprehensive insurance costs an estimated $232, collision insurance costs $418, and liability insurance is estimated at $398. A policy with only liability insurance costs approximately $460 a year, and a high-risk policy costs $2,608 or more. 16-year-old drivers pay the most at up to $4,616 a year.
Average premium for full coverage: $1,206
Premium estimates broken down by type of coverage:
Comprehensive $232
Collision $418
Liability $398
Rates are based on $500 deductible amounts, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for all Fiesta models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Ford Fiesta range from as low as $460 for the bare minimum liability coverage to the much higher price of $2,608 for a high-risk driver policy.
Liability Only $460
Full Coverage $1,206
High Risk $2,608
Insurance Price Range by Location
Living in a larger city has a significant impact on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than congested cities. The example below illustrates how where you live affects insurance prices.
Rural Areas $905
Small Cities $1,266
Large Cities $1,628
These rate differences show why everyone should get quotes for a targeted area and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Ford Fiesta insurance rates for other coverage scenarios.
- The best full coverage rate is $706
- Choosing higher $1,000 deductibles can save approximately $148 a year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,206
- Buying pricier low deductibles for comp and collision coverage will cost an extra $286 a year
- High-risk insureds with multiple tickets or accidents could pay up to $2,608
- An auto insurance policy for full coverage for a teen driver for full coverage can cost as much as $4,616 each year
View Chart as Image
Car insurance prices for a Ford Fiesta also have a wide range based on your driving characteristics, the trim level of your Fiesta, and liability limits and deductibles.
A more mature driver with no driving violations and high deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $4,600 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Ford Fiesta insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Iowa, Maine, and Idaho, or at least $1,720 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,092 | -$114 | -9.5% |
| Alaska | $926 | -$280 | -23.2% |
| Arizona | $1,000 | -$206 | -17.1% |
| Arkansas | $1,206 | -$0 | 0.0% |
| California | $1,374 | $168 | 13.9% |
| Colorado | $1,152 | -$54 | -4.5% |
| Connecticut | $1,242 | $36 | 3.0% |
| Delaware | $1,364 | $158 | 13.1% |
| Florida | $1,510 | $304 | 25.2% |
| Georgia | $1,114 | -$92 | -7.6% |
| Hawaii | $866 | -$340 | -28.2% |
| Idaho | $816 | -$390 | -32.3% |
| Illinois | $900 | -$306 | -25.4% |
| Indiana | $908 | -$298 | -24.7% |
| Iowa | $814 | -$392 | -32.5% |
| Kansas | $1,146 | -$60 | -5.0% |
| Kentucky | $1,646 | $440 | 36.5% |
| Louisiana | $1,784 | $578 | 47.9% |
| Maine | $744 | -$462 | -38.3% |
| Maryland | $994 | -$212 | -17.6% |
| Massachusetts | $966 | -$240 | -19.9% |
| Michigan | $2,096 | $890 | 73.8% |
| Minnesota | $1,010 | -$196 | -16.3% |
| Mississippi | $1,446 | $240 | 19.9% |
| Missouri | $1,070 | -$136 | -11.3% |
| Montana | $1,296 | $90 | 7.5% |
| Nebraska | $952 | -$254 | -21.1% |
| Nevada | $1,448 | $242 | 20.1% |
| New Hampshire | $870 | -$336 | -27.9% |
| New Jersey | $1,348 | $142 | 11.8% |
| New Mexico | $1,070 | -$136 | -11.3% |
| New York | $1,272 | $66 | 5.5% |
| North Carolina | $696 | -$510 | -42.3% |
| North Dakota | $988 | -$218 | -18.1% |
| Ohio | $834 | -$372 | -30.8% |
| Oklahoma | $1,240 | $34 | 2.8% |
| Oregon | $1,104 | -$102 | -8.5% |
| Pennsylvania | $1,150 | -$56 | -4.6% |
| Rhode Island | $1,610 | $404 | 33.5% |
| South Carolina | $1,094 | -$112 | -9.3% |
| South Dakota | $1,018 | -$188 | -15.6% |
| Tennessee | $1,056 | -$150 | -12.4% |
| Texas | $1,454 | $248 | 20.6% |
| Utah | $894 | -$312 | -25.9% |
| Vermont | $826 | -$380 | -31.5% |
| Virginia | $720 | -$486 | -40.3% |
| Washington | $932 | -$274 | -22.7% |
| West Virginia | $1,106 | -$100 | -8.3% |
| Wisconsin | $836 | -$370 | -30.7% |
| Wyoming | $1,074 | -$132 | -10.9% |
View Chart as Image
Opting for high physical damage deductibles can save as much as $440 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying $1,400 to $2,000 extra annually, depending on your age. Ford Fiesta insurance for high-risk drivers ranges anywhere from 43% to 129% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Ford Fiesta | $232 | $418 | $398 | $1,206 |
| 2018 Ford Fiesta | $224 | $408 | $416 | $1,206 |
| 2017 Ford Fiesta | $216 | $390 | $430 | $1,194 |
| 2016 Ford Fiesta | $204 | $378 | $442 | $1,182 |
| 2015 Ford Fiesta | $196 | $350 | $452 | $1,156 |
| 2014 Ford Fiesta | $188 | $330 | $456 | $1,132 |
| 2013 Ford Fiesta | $180 | $296 | $460 | $1,094 |
| 2012 Ford Fiesta | $168 | $272 | $460 | $1,058 |
| 2011 Ford Fiesta | $162 | $254 | $464 | $1,038 |
Rates are averaged for all Ford Fiesta models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Ford Fiesta Insurance
Finding better rates on Ford Fiesta insurance takes having a good driving record, having above-average credit, not filing small claims, and possibly higher deductibles. Take the time to comparison shop every time your policy renews by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The next list is a quick review of the information touched on in the above illustrations.
- Drivers can save approximately $140 per year just by quoting online well ahead of the renewal date
- Drivers age 20 and younger have the highest car insurance prices, as much as $385 per month if full coverage is included
- Increasing policy deductibles can save around $425 each year
- High-risk drivers with a DUI or reckless driving violation pay an average of $1,400 more annually to buy Ford Fiesta insurance
- Drivers who want increased levels of liability coverage will pay around $440 each year to raise limits from 30/60 bodily injury limits to 250/500 limits
How much isinsurance for a Ford Fiesta? The average annual cost of Fiesta car insurance is $1,212, or $101 a month.
What is the cheapest Fiesta to insure? The 2011 Ford Fiesta is the cheapest year to ensure.
But finding the best Ford Fiesta carinsurancecompany takes more than just reviewing average rates. Your ultimate rate will be determined by a number of factors, such as age and driving history.
The Ford Fiesta STinsurance cost for an 18-year-old or 17-year-old will be expensive, even if you buy the cheapest new Fiesta. To lower your Ford Fiesta ST individual insurance cost (as well as costs for any build of the Ford Fiesta), shop for rates for a Ford Fiesta.
Getting Ford Fiesta car insurance providers quotes will help you determine everything from a 2011 Ford Fiesta price range to a 2018 Ford Fiesta price range from numerous insurance providers. Enter your ZIP code in our free tool below to findFiesta insurance rates, as prices vary according to Fiesta insurance locations.
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What are the Ford Fiesta safety ratings?
Safety features sometimes vary by model year, so the price of Fiesta auto insurance for a 2014 Fiesta may be slightly different than the 2013 Ford Fiesta auto insurance cost if the 2014 model has more safety features.
However, the standard safety features on most years of the Ford Fiesta include multiple airbags, brake assist, electronic stability control, traction control, and more.
The Insurance Institute for Highway Safety (IIHS) gave the 2019 Ford Fiesta sedan the following safety ratings:
- Small overlap front (driver-side): Marginal
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below to see how the IIHS tests vehicles.
To see the Ford Fiesta crash test results from the National Highway Traffic Safety Administration, check out the table below.
A 5-star rating is the highest possible score given by the National Highway Traffic Safety Administration. Overall, the Ford Fiesta performed okay, with a few models receiving a few 2-star ratings.
However, there is a safety concern regarding the side barrier crash test results.
Unfortunately, the rear passenger dummy sustained damage to the torso during the side barrier crash test. This concern is applicable to every Ford Fiesta model.
How is the Ford Fiesta compared against other vehicles in the same class?
The Ford Fiesta is a minicar, which can have an effect onliabilityinsurance rates. According to the Insurance Institute for Highway Safety, the Ford Fiesta's liability losses are substantially worse than average in comparison to other minicars' liability losses.
See more details about the FordFiesta insurance loss probability in the table below.
The higher the number, the worse theinsurance loss ratio. Unfortunately, the personal insurance services loss ratios for the Ford Fiesta are average or substantially worse than average in every category besides comprehensive.
If you wish to see how the Ford Fiesta's insurance products rates compare to other minicars' rates, take a look at the other minicars below.
- Chevrolet Spark
- Hyundai Accent
- Kia Rio
You are now an expert on securing affordable Ford Fiesta carinsurance rates.
Remember, whether you are looking for the cost of a Ford Fiesta 2014 model orFiesta auto insurance options in Houston TX, compare multiple quotes to reduce rates.
Ready to get started? Simply enter your five-digit ZIP code into our FREE online quote tool to find affordable autoinsurance company savings for your Ford Fiesta. Compare quotes from more than one provider of insurance policies coverage on your Fiesta today.
References
- http://iihs.org/ratings/vehicle/Ford/fiesta-4-door-sedan/2019
Car Insurance Based on 2019 Ford Fiesta Average
Source: https://www.quoteinspector.com/insurance/vehicles/ford/fiesta/